About Personal Loan

Get a no-nonsense, personal loan with Smart Finance Group. We’re here to get you the best deal and help you get back on your feet – all in just a few minutes!

We understand that sometimes you need to act fast. That’s why we’ve designed a simple process that helps you get the money you need, when you need it. Whether it’s for unexpected medical expenses, or an emergency home expense, we’re here for you!

We offer you the best rates in the market, just so that you have the freedom to make things happen. Your finances are our pride, so we make it our job to provide you with the best.

We are a group of passionate and experienced entrepreneurs who are looking to make a difference. Our goal is to provide the best in personal loan services to match your needs and requirements.

Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Smart Finances Loan Company offers you personal loan for your unexpected medical emergency. Get instant personal loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your deram marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with Smart Finances Group Company for fulfill your travelling to abroad.

Child Educations

We provides child loan for pursuing higher, We given the right tools to every potential child. Also, grant personal loan for your child higher education.

Get financing for whatever you need now

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Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Faster Loan

For funding medical expenses, hospitalization, surgery, No collateral required.

Choose your amount

All charges are communicated up front in writing along with the loan quotation.

Enjoy the best rates

We don’t charge hidden or unnecessary fees. So you know exactly how much you will pay when you apply for a loan from us.

Decide your tenure

Decide the tenure and get your personal loan instantly.

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Private companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Minimum age is 18/21 years – Maximum age is 60/65 years

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score. 750 or above with a good credit history

Documents Required for Personal Loan

For Salaried:

1. Identity & Age Proof

2. Completely filled personal loan application with photograph

3. PAN Card

4. Residence proof – Passport, driving license, Voter ID, Bills (electricity/water/gas)

5. Bank statements for the last 3 months (preferably your salary account)

6. Salary Slips of last 3 months

7. Form 16 or Income Tax Returns of last 3 years

For Self-Employed:

1. Identity & Age Proof

2. Completely filled personal loan application with photograph

3. PAN Card

4. Residence proof – Passport, driving licence, Voter ID, utility bills (electricity/water/gas)

5. Bank statements for the last 3 months(preferably your salary account)

6. Salary Slips of last 3 months

7. Last 3 years Income Tax Returns with computation of Income

8. Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

When your criteria is fulfilling.

We are located in all over cities of maharashtra.

Get a Quote

Now apply for a Personal Loan online, All you need to do is provide your details below application form.